Home   Contact us   Who is ETI?   Leisure Travel Insurance   Corporate Travel Insurance   Global Assistance Network   Sport and Hazardous Activities   War and Civil Hazards risk zones   Definitions War risks and civil hazards - Policy Cover War risks and civil hazards - Policy Exclusion War risk list War risk and Civil Hazard areas - Underwriting procedures.   SARS/other infectious diseases   Pre existing Medical Conditions   Claim Forms   Terrorism   Helplines   Living abroad -International Health Insurance   Schedule Airline Failure Cover   Privacy Statement Definitions War Risks and Civil Hazards (a) any sort of war, hostility, invasion, revolution, act of foreign enemy, civil war or unrest, rebellion, and insurrection, or military usurped power (and whether declared or not) or United Nations or NATO enforcement action. (b) Explosion of war weapon(s), utilisation of chemical weapons or biological weapons, the release of weapons of mass destruction, act of an enemy foreign to the nationality of the Insured Person or of the country in which the act occurs. Active Service/Taking part The active service in any of the armed forces of any nation or as a hired or voluntary part of a terrorist group, a revolutionary force, or as part of a voluntary peacekeeping force. ETI is represented in: Australia, Austria, Belgium, Brazil, China, Cyprus, Czech Republic, Denmark, England, Finland, France, Germany, Holland, Indonesia (Bali), Italy, Nepal, New Zealand, Norway, Poland, Slovak Republic, South Africa, Spain, Sweden, Switzerland, Thailand, Turkey and USA.